About debt talk and Patricia Buckland

Debt Talk is a UK based Social Enterprise devoted to using Financial Literacy to achieve Financial Inclusion.

Debt Talk uses The Financial Services Authority , Basic Skills and Niace resources to ensure an accurate and impartial financial literacy course in line with the National Curriculum.

Embedded within PHSE this course is designed to increase financial capability, enabling students to make informed decisions concerning banking services, including bank accounts, methods of payment, budgeting along with long, medium and short term planning etc. The course is designed to enable the student to make informed decisions concerning banking services and budgeting during the very difficult transitional period from school to work or further education, helping students to prepare for working life and to achieve future economic well-being. This financial literacy course has been designed to be in line with the following Every Child Matters criteria: Achieve Economic Well-being 2, 3, 4 and 7, used within Extended Schools this course could also be used to enable families to achieve future economic well-being.

The flexibility of this course enables Debt Talk to work with other government agencies to achieve further financial inclusion, for further details please feel free to contact Patricia Buckland at Debt Talk.

The Debt Talk brochure for schools

Now you can read our financial literary for schools brochure . See inside for details of how Debt Talk can help your school provide an impartial financial literacy course that is in linewith the National Curriculum, and can be delivered within PHSE or Citizenship, helping to ensure your students financial well being.

Local mother launches program...

...to help young people (16-19 year olds) stay out of debt

Having encountered the stresses and strains of debt first hand, Patricia Buckland is now making a stand against debt by educating young people in financial literacy so that they will not have to endure the same emotions and fears she once experienced.

As a single parent in the 1990s, Patricia found it difficult to make ends meet. Although she had a small income support allowance, she found that with 3 hungry mouths to feed her allowance did not stretch very far. It was not long before she found herself negotiating with creditors and even being taken to court!

It was not for another 6 years that Patricia was able to start turning her finances around and was able to return to college to gain an Access Exam in Humanities. She then went on to train as a credit controller and studied for an HNC in business studies.

With all the knowledge she had acquired from her studies, Patricia truly started to realise just how easy it is for individuals to get into unmanageable debt. “I started to listen to day-time TV and was appalled at the amount of loan companies and consolidation companies offering money at extortionate rates and promising the earth.” It was from this moment that Debt Talk was born, educating people on the basics of finance, budgeting and letter writing.