Recent events for Debt Talk

The Debt Talk brochure for schools

Now you can read our financial literary for schools brochure . See inside for details of how Debt Talk can help your school provide an impartial financial literacy course that is in linewith the National Curriculum, and can be delivered within PHSE or Citizenship, helping to ensure your students financial well being.

Completed 7 week pilot!

Debt Talk has recently completed a 7 week pilot for year 11s!

I managed to pilot the course at year 11s to help the students with the difficult transitional period of leaving school and being financially independent of their parents.

The delivery was hard work but extremely rewarding, designing and writing the lesson plans was a challenge, but I managed. The students loved the visit from the banks and the banks were keen to visit the next school with me – good news!!

Evaluation forms were used to evaluate the course from the student’s point of view, some were returned.

Amongst others three questions were asked about the student’s knowledge of bank accounts, budgeting and financial jargon before and after the course and the students seem to have learnt something of these subjects.

Although the evaluation results are still being recorded they seem quite positive and I have managed to take on board and use the feedback so far.

Local mother launches program...

...to help young people (16-19 year olds) stay out of debt

Having encountered the stresses and strains of debt first hand, Patricia Buckland is now making a stand against debt by educating young people in financial literacy so that they will not have to endure the same emotions and fears she once experienced.

As a single parent in the 1990s, Patricia found it difficult to make ends meet. Although she had a small income support allowance, she found that with 3 hungry mouths to feed her allowance did not stretch very far. It was not long before she found herself negotiating with creditors and even being taken to court!

It was not for another 6 years that Patricia was able to start turning her finances around and was able to return to college to gain an Access Exam in Humanities. She then went on to train as a credit controller and studied for an HNC in business studies.

With all the knowledge she had acquired from her studies, Patricia truly started to realise just how easy it is for individuals to get into unmanageable debt. “I started to listen to day-time TV and was appalled at the amount of loan companies and consolidation companies offering money at extortionate rates and promising the earth.” It was from this moment that Debt Talk was born, educating people on the basics of finance, budgeting and letter writing.