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Course Discussion

Financial Education for 16+

Modules

Sarah's Story Chapter 1

<h4>Terms and Conditions</h4> This module contains Terms and Conditions, which you have to agree to before you can continue to the Jargon Buster. <h4>Jargon Buster</h4> Overview The following Jargon Buster is to help you understand the primary everyday finance language. Learning Objective Once you have completed this chapter, you will be able to understand primary everyday finance language.

Lessons

Sarah's Story Chapter 2

<h3 style="text-align: center;"><em>Meet Sarah</em></h3> <img class="aligncenter wp-image-1688 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/08/Sarahs-Course-200x300.png" alt="" width="200" height="300" /> Overview: <p style="text-align: left;">In this lesson you will learn the following:</p> <p style="text-align: left;">All about Sarah</p> <p style="text-align: left;">Where she works</p> <p style="text-align: left;">The Hours Sarah Work</p> <p style="text-align: left;">Her Hourly Rate</p> <p style="text-align: left;">How to Work out her Weekly Wage and</p> <p style="text-align: left;">Her Yearly (Annual) Wage</p>   Learning Outcomes: Once you have completed this chapter, you will understand the Numeracy and Literacy needed to understand everyday finance.

Lessons

Sarah's Story Chapter 3

<h3 style="text-align: center;"><em>Sarah has to pay Tax and National Insurance</em></h3> <img class="aligncenter wp-image-1723 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/08/100-For-The-Planet-212x300.png" alt="" width="212" height="300" /> <p style="text-align: left;">Overview:</p> <p style="text-align: left;">In this lesson you will learn the following:</p> <p style="text-align: left;">Sarah has to Pay Tax and National Insurance.</p> <p style="text-align: left;">How is Tax and National Insurance paid?</p> <p style="text-align: left;">Sarah's Tax and National Insurance Amount-</p> <p style="text-align: left;">including her 'Personal Allowance.'</p> <p style="text-align: left;">Sarah's Annual  and Weekly Wages after Tax</p> <p style="text-align: left;">Sarah's Monthly Wages after Tax</p> Learning Outcomes Once you have completed this chapter, you will be able to understand, work out and apply percentages.

Lessons

Sarah's Story Chapter 4

<h3 style="text-align: center;"><em>Choosing a Bank Account</em></h3> <img class="wp-image-1724 size-medium aligncenter" src="https://www.debt-talk.com/wp-content/uploads/2020/08/nick-pampoukidis-t-UV1rZqPuY-unsplash-1-300x201.jpg" alt="" width="300" height="201" /> <p style="text-align: left;">Overview:</p> <p style="text-align: left;">In this lesson, you will learn the following:</p> <p style="text-align: left;">How to select a Bank Account</p> <p style="text-align: left;">What a Credit Union is</p> <p style="text-align: left;">All about a Post Office Account</p> <p style="text-align: left;">The details of a Youth Account</p> <p style="text-align: left;">What is a Basic Bank Account and</p> <p style="text-align: left;">What service you receive with a Current Account</p> Learning Outcomes: Once you have completed this chapter, you will understand the different banking accounts and banking systems in the UK.

Lessons

Sarah's Story Chapter 5

<h3 style="text-align: center;"><em>To open a Bank Account</em></h3> <h3></h3> <h3 style="text-align: center;"><img class="aligncenter wp-image-1726 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/09/anastasiia-ostapovych-pjwbiuwXy00-unsplash-240x300.jpg" alt="" width="240" height="300" /></h3> <p style="text-align: left;">Overview:</p> This chapter covers Opening a bank account A credit check the services included with a Current Account. Learning Outcomes: Once you have completed this chapter, you will know the basics of how to research and open a bank account.

Lessons

Sarah's Story Chapter 6

<h3 style="text-align: center;"> How to pay the bills using differing methods of payment</h3> <img class="aligncenter wp-image-1727 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/09/sharon-mccutcheon-tn57JI3CewI-unsplash-200x300.jpg" alt="" width="200" height="300" /> Overview: This chapter teaches you about opening a bank account and different ways to pay the household bills Learning Outcomes: Once you have completed this chapter, you will know how to pay your  bills using the following different methods of payment Direct Debits Standing Orders and a Credit Card

Lessons

Sarah's Story Chapter 7

<h3 style="text-align: center;"><em>Sarah Needs to set a Household Budget</em></h3> <img class="aligncenter wp-image-1729 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/09/bonnie-kittle-GiIZSko7Guk-unsplash-300x200.jpg" alt="" width="300" height="200" /> Overview This chapter teaches you how to maximise your income and recognise the priority bills. Learning Outcomes: Maximising income and recognising priority bills Once you have completed this chapter, you will be able to Maximise your income and recognise your priority bills

Lessons

Sarah's Story Chapter 8

<h3 style="text-align: center;"><em>Sarah's Spending Diary </em></h3> <img class="aligncenter wp-image-1728 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/09/ana-tavares-VDwINWBdX0Y-unsplash-1-200x300.jpg" alt="" width="200" height="300" /> Overview: This chapter will teach you how to create and apply a Spending Diary Learning Outcomes: Once you have completed this chapter, you will be able to develop and apply the use of a Spending Diary

Lessons

Sarah's Story Chapter 9

<h3 style="text-align: center;"><em>Sarah needs to reduce her debt.</em></h3> <img class="aligncenter wp-image-1730 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/09/pop-zebra-IOgJzWuN7Cg-unsplash-222x300.jpg" alt="" width="222" height="300" /> Overview: This chapter lets you decided how Sarah should reduce her monthly overspend (debt). Learning Outcomes: Once you have completed this chapter, you will understand the consequences of non-payment of priority bills.

Lessons

Sarah's Story Chapter 10

<h3 style="text-align: center;"><em>Practice setting budgets for differing life changes</em></h3> <img class="aligncenter wp-image-1731 size-full" src="https://www.debt-talk.com/wp-content/uploads/2020/09/Copy-of-Copy-of-Copy-of-Blue-and-Pink-Baby-Shower-Advice-Card-1.png" alt="" width="408" height="612" /> Overview: In this chapter, you set budgets for differing life changes Learning Outcomes: Practice setting budgets for  the following differing life changes Education Renting a Home Buying a Home Buying a Car Getting Married Having a Baby

Lessons