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Course Discussion

Financial Education for 16+

Modules

Sarah's Story Chapter 2

<h3 style="text-align: center;"><em>Meet Sarah</em></h3> <img class="aligncenter wp-image-1688 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/08/Sarahs-Course-200x300.png" alt="" width="200" height="300" /> Overview: <p style="text-align: left;">In this lesson you will learn the following:</p> <p style="text-align: left;">All about Sarah</p> <p style="text-align: left;">Where she works</p> <p style="text-align: left;">The Hours Sarah Work</p> <p style="text-align: left;">Her Hourly Rate</p> <p style="text-align: left;">How to Work out her Weekly Wage and</p> <p style="text-align: left;">Her Yearly (Annual) Wage</p>   Learning Outcomes: Once you have completed this chapter, you will understand the Numeracy and Literacy needed to understand everyday finance.

Lessons

Sarah's Story Chapter 3

<h3 style="text-align: center;"><em>Sarah has to pay Tax and National Insurance</em></h3> <img class="aligncenter wp-image-1723 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/08/100-For-The-Planet-212x300.png" alt="" width="212" height="300" /> <p style="text-align: left;">Overview:</p> <p style="text-align: left;">In this lesson you will learn the following:</p> <p style="text-align: left;">Sarah has to Pay Tax and National Insurance.</p> <p style="text-align: left;">How is Tax and National Insurance paid?</p> <p style="text-align: left;">Sarah's Tax and National Insurance Amount-</p> <p style="text-align: left;">including her 'Personal Allowance.'</p> <p style="text-align: left;">Sarah's Annual  and Weekly Wages after Tax</p> <p style="text-align: left;">Sarah's Monthly Wages after Tax</p> Learning Outcomes Once you have completed this chapter, you will be able to understand, work out and apply percentages.

Lessons

Sarah's Story Chapter 4

<h3 style="text-align: center;"><em>Choosing a Bank Account</em></h3> <img class="wp-image-1724 size-medium aligncenter" src="https://www.debt-talk.com/wp-content/uploads/2020/08/nick-pampoukidis-t-UV1rZqPuY-unsplash-1-300x201.jpg" alt="" width="300" height="201" /> <p style="text-align: left;">Overview:</p> <p style="text-align: left;">In this lesson, you will learn the following:</p> <p style="text-align: left;">How to select a Bank Account</p> <p style="text-align: left;">What a Credit Union is</p> <p style="text-align: left;">All about a Post Office Account</p> <p style="text-align: left;">The details of a Youth Account</p> <p style="text-align: left;">What is a Basic Bank Account and</p> <p style="text-align: left;">What service you receive with a Current Account</p> Learning Outcomes: Once you have completed this chapter, you will understand the different banking accounts and banking systems in the UK.

Lessons

Sarah's Story Chapter 5

<h3 style="text-align: center;"><em>To open a Bank Account</em></h3> <h3></h3> <h3 style="text-align: center;"><img class="aligncenter wp-image-1726 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/09/anastasiia-ostapovych-pjwbiuwXy00-unsplash-240x300.jpg" alt="" width="240" height="300" /></h3> <p style="text-align: left;">Overview:</p> This chapter covers Opening a bank account A credit check the services included with a Current Account. Learning Outcomes: Once you have completed this chapter, you will know the basics of how to research and open a bank account.

Lessons

Sarah's Story Chapter 6

<h3 style="text-align: center;"> How to pay the bills using differing methods of payment</h3> <img class="aligncenter wp-image-1727 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/09/sharon-mccutcheon-tn57JI3CewI-unsplash-200x300.jpg" alt="" width="200" height="300" /> Overview: This chapter teaches you about opening a bank account and different ways to pay the household bills Learning Outcomes: Once you have completed this chapter, you will know how to pay your  bills using the following different methods of payment Direct Debits Standing Orders and a Credit Card

Lessons

Sarah's Story Chapter 7

<h3 style="text-align: center;"><em>Sarah Needs to set a Household Budget</em></h3> <img class="aligncenter wp-image-1729 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/09/bonnie-kittle-GiIZSko7Guk-unsplash-300x200.jpg" alt="" width="300" height="200" /> Overview This chapter teaches you how to maximise your income and recognise the priority bills. Learning Outcomes: Maximising income and recognising priority bills Once you have completed this chapter, you will be able to Maximise your income and recognise your priority bills

Lessons

Sarah's Story Chapter 8

<h3 style="text-align: center;"><em>Sarah's Spending Diary </em></h3> <img class="aligncenter wp-image-1728 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/09/ana-tavares-VDwINWBdX0Y-unsplash-1-200x300.jpg" alt="" width="200" height="300" /> Overview: This chapter will teach you how to create and apply a Spending Diary Learning Outcomes: Once you have completed this chapter, you will be able to develop and apply the use of a Spending Diary

Lessons

Sarah's Story Chapter 9

<h3 style="text-align: center;"><em>Sarah needs to reduce her debt.</em></h3> <img class="aligncenter wp-image-1730 size-medium" src="https://www.debt-talk.com/wp-content/uploads/2020/09/pop-zebra-IOgJzWuN7Cg-unsplash-222x300.jpg" alt="" width="222" height="300" /> Overview: This chapter lets you decided how Sarah should reduce her monthly overspend (debt). Learning Outcomes: Once you have completed this chapter, you will understand the consequences of non-payment of priority bills.

Lessons

Sarah's Story Chapter 10

<h3 style="text-align: center;"><em>Practice setting budgets for differing life changes</em></h3> <img class="aligncenter wp-image-1731 size-full" src="https://www.debt-talk.com/wp-content/uploads/2020/09/Copy-of-Copy-of-Copy-of-Blue-and-Pink-Baby-Shower-Advice-Card-1.png" alt="" width="408" height="612" /> Overview: In this chapter, you set budgets for differing life changes Learning Outcomes: Practice setting budgets for  the following differing life changes Education Renting a Home Buying a Home Buying a Car Getting Married Having a Baby

Lessons