Patricia Buckland

Remember that happy feeling you get when you find a forgotten £10.00 note in your pocket of a winter coat or last seasons handbag?

Well, I had that feeling only times 10 the other night!

Settling down […]

Coffee with a friend

It was a warm summers day, and I had just managed to bag some real bargains.

I met up with my dear friend for a coffee, she’s an Accountant, and I had saved a load of money.  Th […]

How I hear you ask?

Well, it all started with ordering a Take-Away.  We don’t have to Take Away often; we try to keep it as a treat.

This particular night, hubby asks the question, “Fancy a Take […]

Photo by Arnel Hasanovic on Unsplash

Wow.  Yes, I don’t think I’m the first to say the word, Christmas. 

I know It just seems too early to be thinking of Christmas and how to afford it. But if you are not h […]

I am continuing the Allotment theme as part of my Financial Education blog.

I find my allotment not only allows me to grow my food. During the lockdown, it provided me with the solitude I needed for my mental […]

Financial Education helps us look at our budget expenses. Food is a priority bill, so I thought over the next few blogs I would talk about food, one of our priority bills on our budget and how I try to save […]

One way of controlling your money is to budget.

If you’re going to keep a budget, you need to have a reason.

The main reason for me is to take control of your finances and reduce your stress.

So, what d […]

It’s OK to be Frugal. Right?

Being frugal can bring it’s own rewards, although not everyone will agree if you do this blog is for you.

Wow, how things have changed since the Coronavirus Lockdown. We are sti […]